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Here in New York City, a simple bath and nail trim for a small dog will set you back around $70. The prices are much higher for larger dogs. Many of us wish we could wash our own pets and trim their nails, but we are too nervous to do so. Or maybe we think we won’t be able to control our pets in order to properly bathe them. More » 
Pay more than the minimum credit card payment each month. Paying more than the minimum payment on your credit card each month is so important because of the effects of compound interest on your balance. Add the fact that credit card rates border on usury these days, and paying only the minimum amount required by the credit card company can be disastrous. More » 
When you shop in the supermarket, you benefit from economies of scale. This means that you receive lower prices on groceries because the supermarkets buy enormous quantities of goods from their suppliers at deep discounts. When you shop at a deli, visit a restaurant or get your lunch from a vending machine, you are not benefiting from these types of discounts. Most places where you can buy your lunch include a 100% markup (or more) in the cost of their food and beverages. You are paying simply for the convenience of not having to bring your lunch to work or school. More » |
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