We’ve all seen the commercials:
“Just buy my program and YOU will be a millionaire like ME.”
“ANYONE can make money now by buying and selling commodities.”
“Even YOU cou can invest in real estate with no money down.”
“Absolutely NO experience needed.”
When you hear comments like the ones above, run in the other direction. You are being scammed. Do not send $19.95 for an informational brochure, do not call the toll free number, do not even let these programs take up space in your head. They are designed to make money for their creators by taking money from you. More »
I know we’ve talked about developing a prison workout and saving money on fitness by implementing do-it-yourself exercise programs and joining a gym may not seem like the best way to save money. But notice we said,
trade in your booze and cigarettes for a gym membership. For many people, alcohol and cigarettes represent an enormous portion of their disposable income. Because governments are quick to tax these products, they are very expensive. And because they are addictive, once we start using them it is hard to stop.
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Save money by calling your credit card companies and asking them to lower your rates.
It is a little-known secret that credit card companies don’t want you to know. If you call them and ask them to lower your rates, they might just do it. Of course, it helps if you are a good customer with a long history with the creditor and have good credit. It also helps to carry a moderate balance and make considerably more than the minimum payment each month. If the credit card company sees you as a low risk borrower and knows they receive monthly interest payments from you (i.e. you carry a moderate balance), they will want to keep you as a customer. More »
Save money by signing up for a Netflix membership.
If you’ve been to the movies lately, you’ve noticed that it costs a small fortune for two tickets, two popcorns and two sodas. With movie ticket prices surpassing ten dollars a piece in many locations and snack prices approaching fifteen dollars per person, a night for two at the movies can easily cost you fifty dollars. Add in costs like transportation, parking and a babysitter for the kids and you are looking at a one night expenditure that rivals the weekly grocery bill. More »
