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Just think about it. There have been nearly a million US layoffs in 2009 alone. Many of these people received no severance pay, no skills training, or anything else that would ease the transition into a new career. To put it bluntly, they are screwed. Had they invested in themselves and worked hard to create multiple income streams, the pain of a layoff would not have been as acute. More » Use coupon codes when shopping online and you can regularly save 20% (and sometimes even more) on all of your shopping. I have purchased many things online using coupon codes, including software, running shoes, a weight vest, planning calendars and food. For those who do not know what a coupon code is…have you ever gone through an online checkout and seen a little box that says “Promo Code” or “Coupon Code”? If you have seen the box and not entered a code into it, you have paid more for the item than you could have. More » One of the best things you can do for your wallet and your mental sanity is to talk to your spouse and your children about your economic situation. Let’s face it. We all want to provide for our families and most of us feel bad if our significant other or children want something that we cannot provide. Don’t fall into the trap of acquiescing to requests by putting things like shoes, clothing or video games for your family members on a credit card. More » A great money to save money during a recession (or anytime) is to pay yourself first. What does this mean? It means you take 10% of your after-tax income and save it, preferably using dollar cost averaging in an equity index fund. You do this before making your budget or paying your other bills and you do it every time you get paid. More » |
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