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Talk to your spouse and/or children about your economic situation.

One of the best things you can do for your wallet and your mental sanity is to talk to your spouse and your children about your economic situation.

Let’s face it. We all want to provide for our families and most of us feel bad if our significant other or children want something that we cannot provide. Don’t fall into the trap of acquiescing to requests by putting things like shoes, clothing or video games for your family members on a credit card. More »

Get An Unlimited Text Messaging Plan

If you have kids, you already know that it pays to get unlimited text messaging plans for them. For a monthly fee of around 20 dollars, you can get unlimited text messaging. Sure, it sounds like a lot of money but many people (especially teenagers) use texting in lieu of voice communication. It is not unusual to see close to 100 text messages in a single day. More »